Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Annulment of Judgment: Why Only Real Parties-in-Interest Can Challenge Reconstituted Titles
Explaining the Supreme Court ruling on who may file annulment of judgment in land reconstitution cases and the importance of real party-in-interest status.
Lis Pendens and Due Process: Protecting Registered Owners in Property Disputes
The Supreme Court clarifies when a notice of lis pendens may be annotated, balancing a claimant's interest against a registered owner's right to due process.
Equitable Reduction of Interest: Protecting Borrowers from Unconscionable Loan Terms
The Supreme Court affirms courts' power to reduce unconscionable interest and penalty rates, protecting borrowers from excessive loan charges.
Unconscionable Interest Rates: Protecting Borrowers From Excessive Loan Costs
The Supreme Court affirms that monthly interest rates of 5% to 7% are unconscionable and may be reduced to 12% per annum.
Substantial Evidence in Administrative Cases: Upholding Due Process and Fairness
Learn how the Supreme Court upheld HLURB findings in Sta. Lucia Realty v. Uyecio, clarifying substantial evidence, contract cancellation, and refund interest.
Good Faith vs Public Interest: How the Supreme Court Resolves Philippine Land Title Disputes
A 2008 Supreme Court ruling shows why a buyer's claim of good faith cannot defeat the State's right to reclaim fraudulently acquired public land.
Bouncing Checks and Iniquitous Interest: When a Civil Case Cannot Stop a Criminal Prosecution
Learn when a dispute over unconscionable interest rates can—and cannot—suspend criminal prosecutions for bouncing checks under BP 22.
Partnership Dissolution: When Interest Accrues on Unliquidated Claims
Learn when interest accrues on unliquidated claims in partnership dissolution, citing Sunga-Chan v. CA (G.R. No. 164401).
Contractual Obligations Upholding Interest AND Penalties IN Land Purchase Agreements
Philippine Supreme Court rules buyers must pay stipulated interest and penalty charges in land purchase agreements, even if onerous.
Plea Bargaining and Grave Abuse of Discretion: Balancing Justice and Public Interest
The Supreme Court clarifies when a trial court commits grave abuse of discretion in denying a plea bargain, using Daan v. Sandiganbayan as the guide.
Attorneys Conflict OF Interest Upholding Client Loyalty AND Confidentiality
Upholding Contractual Obligations: The Binding Force of Agreed Interest Rates in Credit Transactions
Supreme Court ruling on agreed interest rates in credit sales, party autonomy, and limits on unconscionable charges.
Integrity in Public Service: Due Process in Administrative Misconduct Cases
A Supreme Court ruling on grave misconduct clarifies due process, family interests, and compromise authority in administrative cases.
Bouncing Checks Acquittal: When Lack of Notice of Dishonor Leads to Acquittal and Reduced Civil Liability
SC acquits in B.P. 22 case for lack of proof of notice of dishonor, but reduces unconscionable 10% monthly interest to 12% per annum.
Balancing Public Welfare and Business Interests: The Manila Oil Depot Relocation Case
The Supreme Court upheld Manila's Ordinance No. 8027, ordering oil companies to relocate from Pandacan, balancing public safety with business interests.
Mutuality of Contracts: The Limits of Bank Discretion in Setting Interest Rates
Philippine Supreme Court clarifies that unilateral interest rate setting violates mutuality of contracts, but the principal loan obligation remains valid and enforceable.
The Right to Intervene: Protecting Assigned Interests in Court Proceedings
Explore the right to intervene in Philippine civil procedure, protecting assigned interests and preventing injustice through timely court participation.
Credit Card Interest and Penalties: Balancing Contractual Freedom and Unconscionability in Debt Obligations
The Supreme Court clarifies when credit card interest and penalty rates are enforceable and when courts may reduce them as unconscionable.
Understanding Forum Shopping and Writ of Possession in Philippine Foreclosure Law
The Supreme Court clarifies forum shopping, real party-in-interest rules, and the ministerial nature of writs of possession in extrajudicial foreclosures.
Salary Withholding: Balancing Government Interest and Employee Rights in Philippine Law
Philippine Supreme Court clarifies when the government may withhold a public employee's salary for an alleged cash shortage, and when it cannot apply it to the debt.
Infrastructure Projects and Injunctions: Balancing Public Interest and Private Rights
Explore how the Supreme Court applied PD 1818 to protect government infrastructure projects from injunctions, using the Manila-Cavite Toll Expressway case.
Mutuality of Contracts: The Limits of Unilateral Interest Rate Adjustments in Loan Agreements
Philippine Supreme Court ruling on when banks cannot unilaterally raise loan interest rates without borrower consent, citing mutuality of contracts.
Revival of Judgment and Venue: When Real Property Interests Determine the Proper Court
Philippine Supreme Court ruling on where to file an action to revive a judgment involving real property, and why venue depends on the nature of the underlying action.