Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Bank Closures Under RA 7653: Why a Report Suffices Without Full Examination
Supreme Court clarifies that under RA 7653, the BSP Monetary Board may close a bank based on a department head's report, not a full examination.
When Can a Foreclosure Be Stopped? The Rule on Injunctions Against Banks
Philippine law makes it hard to stop a bank foreclosure. This case explains when courts may—and may not—issue an injunction.
Invalid Summons in Foreclosure: Protecting Due Process Rights in the Philippines
Philippine Supreme Court rules on invalid summons in foreclosure, due process, and why quasi in rem actions still require proper service.
Loan Foreclosure in the Philippines: Why Written Contracts Matter
A Supreme Court ruling shows why written loan terms govern foreclosure. Learn key lessons from Baluyut v. Poblete.
Foreclosure vs Corporate Rehabilitation: Why Timing Is Key in Philippine Law
Philippine Supreme Court ruling on how prior foreclosure affects corporate rehabilitation petitions and the proper remedy for dismissal orders.
When Farm Closures Trigger Separation Pay: Elcee Farms v. NLRC
The Supreme Court clarifies when a farm closure or lease triggers separation pay and when corporate officers can be held personally liable.
When Courts Can Compel Disclosure of Foreign Currency Deposits in the Philippines
Philippine Supreme Court clarifies when courts may compel banks to disclose foreign currency deposits despite the secrecy rule under RA 6426.
Condonation AND Foreclosure Clarifying Creditor Rights IN Deficiency Claims
Business Closure in the Philippines: Navigating Layoffs and Employee Rights During Financial Distress
Learn the rules on business closure in the Philippines, including separation pay, notice requirements, and employee rights when a company shuts down due to losses.
Injunctive Relief and Status Quo in Foreclosure Disputes: The Dela Cruz Case
Philippine Supreme Court ruling on how pending agrarian tenancy cases affect forcible entry jurisdiction and the principle of status quo.
Attorney-Client Privilege vs Disclosure Mandates in Marcos-Era Asset Recovery
Supreme Court clarifies when attorney-client privilege yields to disclosure mandates in recovering Marcos-era ill-gotten wealth.
Mortgage Foreclosure: Why Stipulated Notice Requirements Matter in Real Estate Contracts
Philippine Supreme Court ruling on extrajudicial foreclosure: stipulated notice requirements in mortgage contracts are mandatory and enforceable.
Understanding Extrinsic Fraud in Philippine Foreclosure Cases
Learn what extrinsic fraud means in Philippine foreclosure cases and why courts require it to annul final judgments.
Real Estate Foreclosure in the Philippines: Notice Requirements and Due Process
A look at Guanco v. Antolo and why strict notice and posting rules govern extrajudicial foreclosure sales in the Philippines.
Breach of Contract: Understanding Rescission in Real Estate Transactions
Learn how a defective foreclosure sale was voided by the Supreme Court and what it means for buyers and mortgagors.
Extinguishment of Debt by Overpayment and Nullification of Extrajudicial Foreclosure
When overpayment extinguishes a mortgage debt, a foreclosure based on alleged default has no legal basis and may be voided.
Mortgage on Unregistered Land in the Philippines: Risks and Due Diligence for Banks and Borrowers
Learn the risks of mortgaging unregistered land in the Philippines and the due diligence banks and borrowers must perform before foreclosure.
Prescription and Foreclosure: Understanding Timelines in Philippine Mortgage Law
Learn when prescription bars mortgage foreclosure actions in the Philippines, and why courts—not litigants—decide the issue.
Foreclosure Disputes Protecting THE Rights OF Legal Spouses IN Mortgage Agreements
Due Process Prevails in Property Disputes: When a Writ of Possession Cannot Be Enjoined
The Supreme Court clarifies when a writ of possession in extrajudicial foreclosures is ministerial and when due process protects third-party possessors.
Deficiency Judgments in Philippine Foreclosure: Can Banks Recover More After Auction?
Philippine Supreme Court clarifies when banks can collect deficiency after extrajudicial foreclosure of real estate mortgages.
Writ of Possession Is Ministerial After Foreclosure Consolidation
The Supreme Court explains why a writ of possession is a ministerial duty of courts once a foreclosed property's title is consolidated.
Demand NOT Always Needed When Philippine Banks CAN Foreclose Without Prior Notice
Philippine Supreme Court clarifies when banks may foreclose without prior demand, and limits on preliminary injunctions against foreclosure.
Interest on Maritime Liens in the Philippines: When Does the Clock Start Ticking?
Philippine Supreme Court clarifies when legal interest on a maritime lien begins to accrue—from extrajudicial demand, not from foreclosure sale.