Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Due Process in Corporate Rehabilitation: Creditors' Right to Participate on Appeal
Supreme Court ruling on creditors' right to participate in corporate rehabilitation appeals, protecting due process and equal footing principles.
Priority of Registered Levy Over Unnoted Claims Protecting Creditors in Real Estate Disputes
Learn how registered levies protect creditors in Philippine real estate disputes and why unnoted claims lose priority under the Torrens system.
Rehabilitation Over Liquidation: Protecting Corporate Viability in Financial Distress
The Supreme Court affirms that corporate rehabilitation, not liquidation, is preferred when a distressed firm can be revived and creditors remain protected.
Rehabilitation vs Secured Interests: Balancing Creditor Rights in Corporate Recovery
Philippine Supreme Court ruling on how corporate rehabilitation balances secured creditors' rights with the need for equal treatment and recovery.
Rehabilitation Proceedings and Claims: When a Stay Order Bars Separate Collection Suits
A Supreme Court ruling explains how corporate rehabilitation stay orders bar separate collection suits and bind creditors to approved rehabilitation plans.
Conjugal Property Rights in the Philippines: Protecting Assets From Spousal Debt
Learn how Philippine courts treat conjugal property when one spouse incurs personal debt, and what the Imani v. Metrobank ruling means for creditors and families.
Redemption Rights Prioritizing Creditors IN Foreclosure Sales Under Philippine LAW
Simulated Sales and Fraudulent Asset Transfers: Protecting Creditors Under Philippine Law
When debtors hide assets through fake sales to relatives, creditors can have those transfers voided. The Supreme Court explains how.
Mortgage Rights Prevail: Protecting Secured Creditors in Labor Disputes
Supreme Court ruling on secured creditors' mortgage rights versus labor judgment execution, and the limits of piercing the corporate veil.
Unjust Refusal of Payment: When Creditors Must Accept Loan Proceeds
Explaining when a creditor's unjust refusal to accept payment has legal consequences, and why tender and consignation still matter under Philippine law.
Chattel Mortgage Foreclosure: Attaching Creditors, Notice, and the Equity of Redemption
When a chattel mortgage is foreclosed, who must receive notice of the sale? The Supreme Court clarifies the rights of attaching creditors.
Foreclosure Rights vs BP 22: Understanding Creditors' Remedies and Their Limits
Philippine Supreme Court clarifies that annulment of judgment is only for civil cases, not criminal convictions like swindling.
Family Home vs Creditors: When Annulment Doesn't Shield Property From Sale
Philippine Supreme Court ruling on whether a family home can be sold to settle debts after marriage annulment, and the finality of court orders.
Valid Publication in Extrajudicial Foreclosure: Reasserting Creditors' Rights
Philippine National Bank v. Maraya clarifies that publication of notice in extrajudicial foreclosure is mandatory, not excusable by the debtor's knowledge.
BSP’s Exclusive Authority Over Bank Receivership: What It Means for Depositors and Creditors
The Supreme Court affirms the BSP’s exclusive authority over bank receivership, clarifying the limits of court intervention and the rights of depositors and creditors.
Corporate Liability and Bouncing Checks: Clarifying the Scope of B.P. Blg. 22
The Supreme Court clarifies that corporations cannot be impleaded in B.P. 22 cases, but creditors may still pursue separate civil actions against them.
Execution Pending Appeal: Weighing Discretion and Protecting Creditors' Rights in Philippine Courts
Philippine Supreme Court ruling on final judgments, execution, and the limits of challenging a labor arbiter's writ of execution.
Rehabilitation Petitions Technical Insolvency AND Creditors Rights IN Corporate Recovery
Philippine Supreme Court clarifies when a technically insolvent corporation may file for rehabilitation and how creditor rights are affected.
Rehabilitation Stay Orders vs Maritime Liens: What Creditors Should Know
Supreme Court clarifies that rehabilitation stay orders suspend maritime lien enforcement, preserving creditor preference without allowing immediate vessel arrest.
Condonation in Foreclosure: Defining the Scope and Effect of Debt Forgiveness
The Supreme Court clarifies when condonation of a deficiency after foreclosure takes effect and its scope, with practical lessons for debtors and creditors.
Credit Card Debt Understanding Interest Terms AND Consumer Rights IN THE Philippines
Learn how Philippine courts protect creditors from fraudulent schemes by banks and directors, and what this means for consumer rights.
Corporate Directors Duty Protecting Creditors IN Insolvency
Fraudulent Conveyance: When Property Sales Defeat Creditors' Rights
Philippine Supreme Court explains when a property sale is fraudulent against creditors and when creditors can rescind.
Navigating Joint Obligations: How to Avoid Overpayment Pitfalls in Philippine Contracts
Learn how Philippine law treats joint obligations and how to avoid overpayment risks when dealing with multiple debtors or creditors.