Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Partnership vs Employment: Sharing Profits in Lending Ventures Under Philippine Law
Philippine Supreme Court clarifies when profit-sharing in a lending business creates a partnership, not an employment relationship, and how profits are computed.
The High Cost of Negligence: Why Banks Must Exercise Due Diligence in Mortgage Transactions
Philippine Supreme Court ruling on GSIS v. Salonga clarifies that banks and lending institutions cannot claim good faith by merely relying on titles.
Equitable Mortgage vs. Pacto de Retro Sale: When a "Sale" Is Really a Loan
Philippine law presumes certain "sales with right to repurchase" are equitable mortgages, protecting borrowers from unfair lending arrangements.