Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Mortgage Validity and Protecting Property Rights Against Unauthorized Encumbrances
When a lease expires and a new agreement supersedes it, the original terms—including a right of first refusal—may no longer bind the parties or the buyer.
Mortgage Validity Upheld Despite Alleged Fraud and Overpayment Claims
When silence on account statements bars later overpayment claims, and how litis pendentia and forum shopping can defeat a borrower's injunction suit.
Usurious Loans and Mortgage Validity When Interest Exceeds Legal Limits in the Philippines
Philippine Supreme Court ruling on usurious loans: when hidden interest voids a mortgage and what borrowers and lenders should know.
Court Decisions vs HLURB Rulings: Judicial Precedence in Mortgage Validity Cases
When a court decision and an HLURB ruling conflict, which prevails? The Supreme Court clarifies the hierarchy and finality of judgments.
Res Judicata in Philippine Property Law: Why Final Judgment Really Means Final
A 1999 Supreme Court ruling explains how conclusiveness of judgment bars relitigating mortgage validity in property disputes.