Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
Redemption Rights Upholding Timely Redemption IN Foreclosure Cases
Explaining the one-year redemption period in extrajudicial foreclosures and why a redemption made on the last day is valid.
Piercing the Corporate Veil: When Foreclosure by Government Banks Is Not Fraud
The Supreme Court explains when foreclosure by government banks does not justify piercing the corporate veil, and why creditors cannot claim preferences outside liquidation.
Piercing the Corporate Veil in Philippine Foreclosures: DBP v. Remington
When can Philippine courts pierce the corporate veil? The Supreme Court clarifies the strict rule in DBP v. Remington.
Navigating Extrajudicial Foreclosure Safeguarding Rights AND Streamlining Procedures
PNB v. Ritrato Group: Suing the Wrong Party in Foreclosure Disputes
Learn why the Supreme Court dismissed an injunction suit against PNB, a mere attorney-in-fact, and how corporate veil piercing works.
Redemption Rights Demand Strict Compliance and Timely Tender of Full Payment
Philippine Supreme Court ruling on strict compliance with redemption periods and the requirement of timely, full tender in extrajudicial foreclosure.
Mortgage Foreclosure Intervention Rights AND Equity OF Redemption IN Property Disputes
Bank Foreclosure Redemption: When the One-Year Period Runs and What Law Applies
Philippine Supreme Court clarifies the one-year redemption period for bank foreclosures and the correct redemption price under the General Banking Act.
Redemption Rights in Foreclosure: Failure to Assert Nullifies Opportunity
Philippine Supreme Court ruling on how failing to assert redemption rights during the statutory period forfeits the mortgagor's opportunity to reclaim foreclosed property.
Sheriffs Overreach Resolving Redemption Disputes And Abuse OF Authority IN Foreclosure Sales
A sheriff who resolved a redemption dispute and issued a certificate of redemption usurped judicial power, earning a six-month suspension.
Financing Companies and Assignment of Credit: Deficiency Claims After Foreclosure
Explaining Project Builders v. IFC: how financing company assignments of credit work, and why foreclosure doesn't bar deficiency claims.
Exhaustion of Administrative Remedies: Agency Prerogative and Orderly Legal Process
Explore how the Supreme Court upheld SEC disclosure rules for listed banks, clarifying the doctrine of exhaustion of administrative remedies.
Exhaustion of Administrative Remedies and SEC Jurisdiction Over Listed Banks
Supreme Court clarifies that listed banks must comply with SEC disclosure rules despite BSP supervision, explaining agency jurisdiction and administrative remedies.
Res Judicata Bars Relitigation of Foreclosure Disputes in the Philippines
Learn how the Supreme Court applied res judicata to bar a second foreclosure case, explaining the four requisites for the doctrine.
Due Process and Foreclosure: Protecting Debtor Rights in Property Sales
A Supreme Court ruling shows how procedural rules on venue protect property owners from baseless suits, and what it means for debtors facing foreclosure.
Reviving Redemption: Equitable Extension of Redemption Rights in Grossly Inadequate Foreclosure Sales
When can a court revive an expired right of redemption? The Supreme Court explains in Cometa v. Court of Appeals.
Writ of Possession: Buyer's Right After Foreclosure Despite Pending Disputes
After foreclosure and failed redemption, a property buyer can obtain a writ of possession even if the former owner raises objections. Learn the rules.
Expired Business Permit and Court-Ordered Reopening: The Mathay v. Felt Foods Rule
When a business permit expires, courts generally cannot compel an LGU to allow reopening—even if the closure order was questionable.
Finality of Writ of Possession in Foreclosure: Res Judicata in Philippine Property Law
Understand how res judicata bars relitigation of a writ of possession in foreclosure cases, based on a 2000 Supreme Court ruling.
Lost Property Due to Foreclosure: Understanding Notice Requirements in the Philippines
A judge who ignored a TRO and demolished a home was disciplined. Learn the notice rules that protect property rights in Philippine foreclosure and ejectment cases.
Preliminary Injunctions in Probate: Protecting Estate Assets From Foreclosure
Philippine Supreme Court ruling on when probate courts may issue preliminary injunctions to protect estate assets from foreclosure.
Election Protest Dismissed: Filing Fees, Verification, and Forum Shopping Pitfalls in Philippine Courts
Supreme Court ruling on how unpaid filing fees, defective verification, and non-disclosure in forum shopping certification can doom an election protest.
Equity vs Right of Redemption: Key Lessons From Huerta Alba Resort on Philippine Foreclosure Law
Philippine Supreme Court clarifies the difference between equity of redemption and statutory right of redemption in foreclosure cases.
Deficiency Claims in Chattel Mortgages: Creditor Rights After Foreclosure in the Philippines
Learn how Philippine law governs deficiency claims after chattel mortgage foreclosure, including creditor rights and borrower protections.