Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Breach of Fiduciary Duty Banks Must Uphold Transparency in Trust Accounts
Philippine Supreme Court ruling on Land Bank v. Oñate clarifies banks' fiduciary duties, transparency obligations, and liability for undocumented trust account withdrawals.
Contractual Obligations Prevail Enforcing Notice Requirements In Foreclosure Sales
When a mortgage contract requires personal notice of foreclosure, the bank must comply—or the sale may be void.
Breach of Contract vs Loan Obligations: Independent Liabilities in Philippine Law
Philippine Supreme Court clarifies that a debtor's separate contract breach does not extinguish loan obligations to a creditor.
Tenancy Rights vs Ejectment: Landowner Obligations in Philippine Property Law
Understand the 2013 Mirallosa ruling on unlawful detainer, landowner rights, and good faith builders in Philippine property disputes.
Contractual Obligations Upholding Written Agreements in Property Sales
Supreme Court ruling on unlawful detainer, unconstitutional decrees, and good faith in property possession disputes.
GSIS Funds and Contractual Obligations: When State Policy Yields to Private Rights
The Supreme Court clarifies when GSIS funds may be garnished and when execution pending appeal is proper.
Burden of Proof in Loan Obligations: Notice of Loss in Chattel Mortgage Agreements
When a mortgaged vehicle is stolen, borrowers must prove they notified the bank. Learn the burden of proof rules from a Supreme Court ruling.
Contractual Obligations: The Imperative of Complete Performance in Reciprocal Agreements
In reciprocal contracts, a party cannot collect payment without first completing its own obligations—a lesson from a medical pipeline dispute.
When Checks Prove a Loan: The Supreme Court Ruling on Evidence of Indebtedness
The Supreme Court clarifies when checks alone establish a loan obligation and shift the burden of proof to the debtor under Philippine law.
Contract to Sell: Full Compliance Required Before Seller Must Convey Property
Philippine Supreme Court clarifies that buyers under a contract to sell must fully comply with all obligations—not just payment—before demanding a deed of sale.
Contract to Sell: Full Compliance Required Before Buyer Can Demand Deed of Sale
Philippine Supreme Court ruling clarifies that buyers under a contract to sell must fulfill all obligations—not just the purchase price—before demanding a deed of sale.
Mortgage Agreements Upholding Contractual Obligations AND Protecting Borrowers Rights
This article examines the Supreme Court's ruling in Go v. Looyuko on unlawful detainer, Torrens title, and the limits of ownership claims in ejectment cases.
When a Deceased Defendant Is Named in a Collection Case: Jurisdiction and Solidary Liability Rules
A Supreme Court ruling clarifies what happens when a defendant dies before a collection suit is filed, and how solidary obligations affect the case.
Breach OF Contract Upholding Contractual Obligations IN Shipbuilding Agreements
When Banks Can't Be Sued for Subsidiary Debts: Piercing the Corporate Veil in Philippine Banking
Philippine Supreme Court clarifies when banks may be held liable for subsidiary obligations and when the corporate veil protects them.
Retirement Benefits: Reconciling Prior Obligations With Employee Entitlements
A Supreme Court ruling clarifies how retirement pay is computed when employees were retrenched, rehired, and had prior debts to the employer.
Breach of Bank Obligations: Understanding Trust Agreements in Philippine Law
The Supreme Court's ruling on PLDT v. ETPI clarifies when courts can enforce judicially approved compromise agreements and the limits of arbitration clauses.
Credit Card Obligations Without Signed Agreements: When Interest Rates Bind
Supreme Court rules on credit card debt when no signed agreement exists, and when interest charges may be unenforceable.
Bigamy Despite Annulment: Understanding Retroactive Effects and Marital Status
A sheriff's affair leads to suspension, clarifying how annulment petitions do not erase marital obligations or authorize new relationships.
Payment to Authorized Agent Extinguishes Debt Even After Contract Termination
Philippine Supreme Court ruling on when payment to an authorized agent extinguishes a debtor's obligation, and how courts treat issues tried with implied consent.
Contractual Obligations vs Agrarian Reform: Upholding Lease Agreements in Agricultural Land Disputes
Supreme Court rules on binding lease addendums in agrarian reform lands, emphasizing contract mutuality and prescription under RA 3844.
Central Bank Independence vs. Contractual Obligations: Resolving Disputes Over Government Securities
The Supreme Court rules that the Bangko Sentral cannot adjudicate ownership disputes over government securities, and regular courts must resolve them.
Duty to Bargain During Intra-Union Disputes: Employer Obligations Under Philippine Labor Law
Philippine Supreme Court clarifies that intra-union leadership disputes do not excuse an employer from the duty to bargain collectively.
Due Process in Employee Dismissal: The Two-Notice Rule and Employer Obligations
Learn the two-notice rule in Philippine labor law and how the Supreme Court applied it to probationary employees in Carvajal v. Luzon Development Bank.