Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
Foreclosure vs Rehabilitation: When a Stay Order Takes Effect
A stay order in corporate rehabilitation does not undo a foreclosure completed before the petition. Ownership matters.
Loan Restructuring vs Foreclosure: Borrower Rights in the Philippines
When does a pending loan restructuring stop a bank from foreclosing? The Supreme Court explains borrower rights and limits.
Writ of Possession Stays Ministerial Despite Foreclosure Irregularity Claims
Explaining when courts must issue writs of possession in extrajudicial foreclosures, and when objections may be raised.
Dragnet Clauses and Foreclosure: Defining the Limits of Mortgage Security in the Philippines
A bank cannot inflate a foreclosure redemption price using a dragnet clause. The Supreme Court explains the limits of mortgage security.
Res Judicata and Foreclosure: When a Second Bite at the Apple Is Denied
The Supreme Court explains how res judicata bars a second case on the same foreclosure dispute, and clarifies appeal rules.
Mortgage Rights vs Property Transfer: Foreclosure Options for Second Mortgagees
When a mortgaged property is sold to the first mortgagee, can the second mortgagee still foreclose? The Supreme Court explains the limits.
Mortgage Validity Upholding Security Interests Amid Corporate Disputes in Metrobank vs Centro Development Corp
Supreme Court clarifies when a mortgage over corporate assets is valid, and when foreclosure exceeds the secured amount.
Piercing THE Corporate Veil Defining Liability IN Business Closure Scenarios
Res Judicata and Forum Shopping in Foreclosure Disputes: Villanueva v. Court of Appeals
The Supreme Court explains how res judicata and forum shopping bar repeated challenges to loan interest rates and foreclosure proceedings.
Partial Redemption in Philippine Foreclosure: Can You Redeem Select Properties?
Philippine law allows partial redemption of foreclosed properties. Learn the rules, limits, and practical implications from a key Supreme Court ruling.
Levy on Mortgaged Property in the Philippines: Sheriff's Duties Explained
Philippine Supreme Court clarifies that sheriffs may levy mortgaged properties to satisfy judgments, as debtors retain beneficial ownership until foreclosure.
Honesty in Judicial Applications: Why Full Disclosure Matters
The Supreme Court reminds lawyers that candor and honesty in judicial applications are ethical duties, not optional courtesies.
Confidentiality Rules for Court Personnel: Lessons from a Legal Researcher's Misconduct Case
A Supreme Court ruling clarifies when court personnel breach confidentiality and why even "harmless" disclosures to litigants constitute misconduct.
Unmasking Deceptive Sales Tactics: Supreme Court Upholds Consumer Protection in Aowa Case
The Supreme Court affirms DTI's closure order against Aowa for deceptive sales schemes, strengthening consumer protection under the Consumer Act.
Certiorari and Evidence: Court of Appeals Can Receive New Proof in Special Civil Actions
When may the Court of Appeals admit new evidence in a certiorari case? The Supreme Court clarifies in this foreclosure dispute.
Can Tenants Challenge Landlord's Title After Foreclosure? The Ros v. PNB Case
When a bank forecloses on a property, can the borrower's spouse later challenge the mortgage as forged? The Supreme Court explains the limits.
When Can a Bank's Foreclosure Sale Be Nullified? Philippine Rules Explained
Philippine Supreme Court explains when a bank's foreclosure sale is valid or void, and what happens when a bank collects beyond what the mortgage covers.
Where Can a Mortgage Be Foreclosed in the Philippines? Venue Rules Explained
Philippine Supreme Court clarifies venue and scope of extrajudicial foreclosure, including what happens when a mortgage covers only part of a loan.
Possession and Ownership: Understanding the Writ of Possession in Foreclosure Cases in the Philippines
Learn how forum shopping can derail foreclosure disputes in the Philippines, as shown in Asia United Bank v. Goodland Company, Inc.
Redemption Rights and Capital Gains Tax in Foreclosure Sales: Key Lessons from Supreme Transliner v. BPI Famil
Philippine Supreme Court clarifies redemption price in bank foreclosure sales, including when capital gains tax applies and what charges are valid.
SALN Disclosure: Ombudsman’s Authority Not Limited by Internal Office Procedures
Supreme Court ruling on SALN review, Ombudsman independence, and the limits of Section 10 RA 6713.
Foreclosure Sales in the Philippines: The Legal Weight of Notice and Publication
A Supreme Court ruling clarifies the requirements for notice and publication in extrajudicial foreclosure sales under Act No. 3135.
When Non-Disclosure in a Personal Data Sheet Is Not Dishonesty
Supreme Court clarifies that failing to disclose a prior admonition in a PDS is not automatically dishonesty absent intent to deceive.
Philippine Foreclosure Law: Why Publication Is Non-Negotiable for Banks
Philippine Supreme Court rules banks must prove newspaper publication in foreclosure sales; failure voids the entire proceeding.