Financial Services & Fintech
Financial services is a regulatory thicket where a misstep costs more than a fine — it costs the license, the platform, or the brand. We advise BSP-supervised institutions, digital banks, lenders and financing companies, payment and e-money platforms, remittance operators, and crypto ventures on the full compliance stack: licensing and capital requirements, product design within the regulatory perimeter, AML/CTF programs and AMLC reporting, data protection, and consumer-finance rules. We also run their transactional work — facility agreements, security arrangements, and securitizations — so the commercial documents and the compliance obligations never drift apart. For in-house teams, we keep a cited watch on new circulars and regulations as they are issued.
Focus areas
- BSP licensing, capital, and prudential compliance
- Lending, financing companies, and debt recovery
- Payments, e-money, and remittance regulation
- Fintech, digital assets, and crypto compliance
- AML/CTF programs and AMLC reporting
- Facility and security documentation
Insights for financial services & fintech
How to get an insurance company license in the Philippines: capital requirements, Filipino ownership rules, and the steps under the Insurance Code.
BSP Circular 1108 sets the VASP guidelines in the Philippines, covering licensing, capital, wallet security, and reporting duties for virtual asset firms.
Opening a bank account for a foreign-owned company in the Philippines requires SEC registration, a TIN, and a board resolution naming authorized signatories.
Online lending platform registration in the Philippines requires SEC authority to operate. Learn the corporate, capital, and citizenship rules under RA 9474.
Learn how to register as an Operator of a Payment System with the Bangko Sentral ng Pilipinas under RA 11127 and BSP Circular No. 1049.
Confused about the digital assets tax in the Philippines? Learn how Philippine tax rules may apply to crypto gains, income, and investment schemes.