Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Mortgage Foreclosure Minor Errors IN Notice DO NOT Necessarily Void THE Sale
Filing an Annulment Suit Does Not Extend the Redemption Period in Foreclosure
Philippine Supreme Court ruling clarifies that filing an annulment suit does not stop the redemption period in extrajudicial foreclosure.
Writ of Possession After Foreclosure: When It Becomes a Ministerial Duty
Learn when a writ of possession after extrajudicial foreclosure becomes a ministerial duty of the court, and why pending cases do not stop it.
Writ of Possession and Third-Party Claims: When Foreclosure Buyers Get Possession
Learn when a court must issue a writ of possession after foreclosure and how third-party claims affect the process, based on a Philippine Supreme Court ruling.
Possession Disputes HOW Foreclosure Affects Third Party Property Claims
DUE Process AND Foreclosure Understanding Rights IN Mortgage Disputes
Preserving Family Lands: The Right to Repurchase in Free Patent Cases
Learn how heirs can repurchase family land under free patents even after foreclosure, based on a 2008 Supreme Court ruling.
Redemption Rights Interest Computation CUT OFF In Foreclosure Sales
Philippine Supreme Court ruling clarifies that in DBP foreclosure redemptions, interest stops accruing at the auction date.
Simulated Business Closure Employer Liability FOR Illegal Dismissal
Philippine Supreme Court ruling on when a simulated business closure constitutes illegal dismissal and employer liability.
Upholding Due Process for Workers: When Business Closure Is a Subterfuge
Business closures must be bona fide. The Supreme Court explains when a simulated shutdown becomes illegal dismissal.
Closure vs. Retrenchment: Proving Losses in Philippine Labor Disputes
Philippine Supreme Court ruling on when a business closure is treated as retrenchment, requiring proof of substantial losses.
Pactum Commissorium Protecting Debtors From Unfair Foreclosure
The Supreme Court voided a dacion en pago that let a creditor automatically take mortgaged land, reaffirming the Philippine ban on pactum commissorium.
Validity of Foreclosure Sale Timing Under Act 3135 Explained
Philippine Supreme Court ruling on whether an extrajudicial foreclosure auction must last the full 9 a.m. to 4 p.m. period under Act 3135.
Possession Rights When CAN A Bank Eject A Buyer After Foreclosure
Mortgage Foreclosure: Know Your Rights as a Subdivision Buyer
Learn when declaratory relief works for subdivision buyers facing mortgage foreclosure, and when it doesn't, from a 2008 Supreme Court ruling.
Foreclosure Amidst Corporate Liquidation Secured Creditor Rights Prevail
Philippine Supreme Court ruling on secured creditor foreclosure rights during corporate liquidation proceedings under RA 8799 and the Corporation Code.
Writ of Possession Is Ministerial Duty, Not a Venue for Fraud Claims
The Supreme Court clarifies that a writ of possession in extrajudicial foreclosure is a ministerial duty, not subject to fraud claims.
Injunctions and Insufficient Evidence: Safeguarding Property Rights in Loan Foreclosures
The Supreme Court dissolved a preliminary injunction that had blocked a bank foreclosure, ruling the borrowers failed to prove a clear legal right to protect.
Writ of Possession After Foreclosure: What Buyers at Auction Must Know
The Supreme Court clarifies that a writ of possession issues as a matter of right to a foreclosure sale purchaser, even if the mortgagor files an annulment case.
Dacion en Pago and Foreclosure: When a Debt Remains a Debt
A Supreme Court ruling clarifies that an unaccepted dacion en pago does not extinguish a debt, allowing mortgage foreclosure to proceed.
Writ of Possession in Foreclosure: Ministerial Duty vs Equitable Considerations
When can a court refuse to issue a writ of possession after foreclosure? The Supreme Court clarifies the ministerial duty rule and its exceptions.
Writ of Possession After Foreclosure: Ministerial Duty of Courts Explained
Learn when courts must issue writs of possession after extrajudicial foreclosure and why pending cases questioning mortgage validity do not stop it.
Corporate Rehabilitation, Foreclosure, and Judicial Independence: Key Lessons from Rombe Eximtrade
A Supreme Court ruling clarifies when courts may issue injunctions against foreclosure after a rehabilitation case is dismissed.
Mortgage Foreclosure and Prescription: When Inaction Leads to Loss of Rights
A mortgage action prescribes in 10 years. Learn how inaction and procedural missteps cost a lender its foreclosure rights.