Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Franchise Disclosure Document in the Philippines: What Franchisors Must Disclose
A franchise disclosure document in the Philippines is not governed by a single franchise law. Learn what franchisors must disclose under Philippine law.
POGO Closure in the Philippines: Options for Displaced Licensees
POGO closure in the Philippines leaves licensees weighing their options. Learn how PAGCOR cancellation works and what displaced operators can do next.
Consumer Finance Rules in the Philippines: Truth in Lending and Disclosure
Consumer finance rules in the Philippines require lenders to disclose finance charges before credit is extended, under the Truth in Lending Act and BSP rules.
Internet Transactions Act Compliance in the Philippines: What Online Sellers Must Know
Internet Transactions Act compliance in the Philippines requires online merchants, e-retailers, and e-marketplaces to follow RA 11967 rules on disclosures, redress, and data privacy.
Seller Obligations Under the Internet Transactions Act of 2023
Learn the seller obligations under the Internet Transactions Act of 2023, from price disclosure to delivery, invoices, and redress mechanisms in the Philippines.
Influencer Marketing Rules in the Philippines: Disclosure and Consumer Law
Influencer marketing rules in the Philippines require clear disclosure of paid promotions under the Consumer Act and the Internet Transactions Act of 2023.
Whistleblower Policy in the Philippines: Protected Disclosures and the Law
A whistleblower policy in the Philippines is a company framework for reporting wrongdoing safely. Learn how protected disclosures work under Philippine law.
Selling Online in the Philippines as a Foreign Seller: Requirements Under the Internet Transactions Act
Selling online in the Philippines as a foreign seller? Learn the registration, disclosure, and liability requirements under the Internet Transactions Act of 2023.
Franchise Disclosure Requirements in the Philippines: What to Know Before DTI Registration
Understand franchise disclosure requirements in the Philippines before DTI registration, including the rules that protect franchisees under the Consumer Act.
Plant Closure Requirements in the Philippines: A Guide for Employers
Understand plant closure requirements in the Philippines, including the Labor Code rules on retrenchment, notice periods, and separation pay for workers.
Data Privacy Act Penalties in the Philippines: Fines and Criminal Liability
Understand the Data Privacy Act penalties in the Philippines, including fines and imprisonment for unauthorized processing, breaches, and disclosure.
BSP Bank Closure Powers: What the Supreme Court Ruling Means for Depositors
The Supreme Court upheld the BSP's power to close banks without prior hearing, protecting depositors while limiting legal challenges.
When Can a Writ of Possession Be Challenged? Property Rights Explained
A recent Supreme Court ruling clarifies when buyers of condominium units or parking slots can challenge a writ of possession issued after foreclosure.
Foreclosure Suit as Sufficient Demand: Goldland Tower Ruling Explained
The Supreme Court clarifies when filing a foreclosure lawsuit itself serves as the legal demand required to put a debtor in default under Philippine law.
When Can a Bank’s Foreclosure Be Annulled? Overpayment and the Duty to Account
The Supreme Court clarifies when a bank’s foreclosure may be annulled due to overpayment or failure to render a full accounting of loan payments.
Foreclosure Prescription: When Does a Bank's Right to Foreclose Expire?
Philippine Supreme Court clarifies that extrajudicial foreclosure filings do not stop the 10-year prescription period for mortgage actions under Article 1142.
Simple Misconduct in Philippine Courts: Consequences and Employee Benefits
A judge's office closure during work hours led to simple misconduct liability and clarified rules on benefits eligibility in the judiciary.
Gym Liability in the Philippines: Negligence, Member Disclosure, and the Slimmers World Case
Who pays when a gym member suffers a medical emergency? The Supreme Court's Slimmers World ruling clarifies negligence, causation, and member responsibility.
Foreclosure Judgments Must State Amount and Payment Period: Lontoc v. Tiglao
A foreclosure judgment must specify the exact amount due and the payment period under Rule 68, Section 2, or it cannot be executed.
Deficiency Claims After Mortgage Foreclosure: The Prieto v. BPI Ruling
Learn how the Supreme Court's Prieto v. BPI ruling protects borrowers from unproven deficiency claims after mortgage foreclosure in the Philippines.
Extrajudicial Foreclosure in the Philippines: Why a Special Power of Attorney Is Required
The Supreme Court ruled that a general foreclosure clause is not enough—mortgagees need express authority to sell property extrajudicially.
Writ of Possession, Third-Party Claims, and the Limits of Ministerial Duty in Foreclosure Cases
When a third party claims rights over foreclosed property, the writ of possession is no longer ministerial—but only if that claim is truly adverse.
Foreclosure Publication Rule: Why Missing the Notice Voids the Sale
Failure to publish a foreclosure notice under Act No. 3135 is a jurisdictional defect that invalidates the sale, as Baclig v. Rural Bank of Cabugao shows.
Procurement Rules Family Ties Dont Always Taint THE Deal
Supreme Court clarifies that disclosure-of-relations rules under procurement law apply only to competitive bidding, not to Shopping.