Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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BSP Circular No. 1166: Electronic Money Regulations in the Philippines Explained
BSP Circular No. 1166 governs electronic money issuance and e-money issuers in the Philippines. Learn the rules on liquidity, capital, and consumer protection.
IoT Device Regulation in the Philippines: Which Laws and Agencies Apply
IoT device regulation in the Philippines involves the DICT, the NTC, and consumer protection rules. Learn which laws and agencies govern connected devices.
Online Consumer Protection in the Philippines: Rules Under the Internet Transactions Act
Online consumer protection in the Philippines is governed by the Internet Transactions Act of 2023 and the Consumer Act, covering refunds, liability, and complaints.
BSP Circular 1160: Financial Consumer Protection Rules for Banks and E-Money Issuers
BSP Circular 1160 implements the Financial Products and Services Consumer Protection Act, setting the consumer protection rules that banks and other BSP-supervised institutions must follow.
Franchise Supply Chain and Sourcing Requirements in the Philippines
Understand franchise supply chain and sourcing requirements in the Philippines, from product standards to consumer protections under Philippine law.
Supply Chain and Supplier Contracts in Philippine Manufacturing: A Legal Guide
Understand how Philippine law governs supply chain and supplier contracts in manufacturing, from corporate capacity to consumer protection rules.
Vehicle Dealership Distribution Agreements in the Philippines: A Legal Guide
Understand how vehicle dealership distribution agreements work in the Philippines, from corporate registration to consumer protection rules under Philippine law.
Navigating Power Rate Hikes: Consumer Rights and the ERC's Role in the Philippines
The Supreme Court clarifies the ERC's authority over power rate adjustments and consumer protections in automatic generation cost recovery.
Unmasking Deceptive Sales Tactics: Supreme Court Upholds Consumer Protection in Aowa Case
The Supreme Court affirms DTI's closure order against Aowa for deceptive sales schemes, strengthening consumer protection under the Consumer Act.
Universal Charge Under EPIRA: Balancing Regulatory Power and Consumer Protection
The Supreme Court upheld the EPIRA universal charge as a valid police power exaction, not a tax, and affirmed ERC's delegated authority.
Meralco Rate Hikes: Balancing Consumer Protection and Utility Viability
The Supreme Court affirms the ERC's power to grant provisional rate increases, balancing consumer protection with utility financial viability.
Meralco Rate Case: Balancing Public Interest and Utility Profits in Philippine Power Regulation
The Supreme Court affirms rate regulation balancing utility profits and consumer protection in a landmark Meralco case.