Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Franchise Disclosure Document in the Philippines: What Franchisors Must Disclose
A franchise disclosure document in the Philippines is not governed by a single franchise law. Learn what franchisors must disclose under Philippine law.
Consumer Finance Rules in the Philippines: Truth in Lending and Disclosure
Consumer finance rules in the Philippines require lenders to disclose finance charges before credit is extended, under the Truth in Lending Act and BSP rules.
Internet Transactions Act Compliance in the Philippines: What Online Sellers Must Know
Internet Transactions Act compliance in the Philippines requires online merchants, e-retailers, and e-marketplaces to follow RA 11967 rules on disclosures, redress, and data privacy.
Seller Obligations Under the Internet Transactions Act of 2023
Learn the seller obligations under the Internet Transactions Act of 2023, from price disclosure to delivery, invoices, and redress mechanisms in the Philippines.
Influencer Marketing Rules in the Philippines: Disclosure and Consumer Law
Influencer marketing rules in the Philippines require clear disclosure of paid promotions under the Consumer Act and the Internet Transactions Act of 2023.
Whistleblower Policy in the Philippines: Protected Disclosures and the Law
A whistleblower policy in the Philippines is a company framework for reporting wrongdoing safely. Learn how protected disclosures work under Philippine law.
Selling Online in the Philippines as a Foreign Seller: Requirements Under the Internet Transactions Act
Selling online in the Philippines as a foreign seller? Learn the registration, disclosure, and liability requirements under the Internet Transactions Act of 2023.
Franchise Disclosure Requirements in the Philippines: What to Know Before DTI Registration
Understand franchise disclosure requirements in the Philippines before DTI registration, including the rules that protect franchisees under the Consumer Act.
Data Privacy Act Penalties in the Philippines: Fines and Criminal Liability
Understand the Data Privacy Act penalties in the Philippines, including fines and imprisonment for unauthorized processing, breaches, and disclosure.
Gym Liability in the Philippines: Negligence, Member Disclosure, and the Slimmers World Case
Who pays when a gym member suffers a medical emergency? The Supreme Court's Slimmers World ruling clarifies negligence, causation, and member responsibility.
Procurement Rules Family Ties Dont Always Taint THE Deal
Supreme Court clarifies that disclosure-of-relations rules under procurement law apply only to competitive bidding, not to Shopping.
Bank Liable for Moral Damages Over Mortgage Redemption Insurance Non-Disclosure
When a bank offers mortgage redemption insurance, it must disclose coverage limits. Learn from Land Bank v. Miranda why non-disclosure can lead to damages.
SALN Disclosure: Defining the Scope of Assets and the Limits of Prosecutorial Discretion
A look at Bariata v. Ombudsman, which clarifies what must be declared in a SALN and when the Ombudsman's dismissal of charges stands.
Navigating Disability Benefits for Seafarers: Material Concealment and Work-Related Illnesses
The Supreme Court clarifies when a seafarer's non-disclosure of a medical condition bars disability claims, and when a heart ailment is compensable under the POEA-SEC.
Understanding the Statute of Limitations in Public Officials' Financial Disclosure Violations
The Supreme Court clarifies when prescription runs for SALN violations under RA 6713 and RA 3019, and what constitutes concealment.
Disclosure in Fire Insurance Policies: Avoiding Forfeiture Under the Other Insurance Clause
A fire insurance claim can be forfeited for failing to disclose other policies covering the same property. Learn the rules.
Medical Concealment and Seafarer Disability Claims: Lessons from Clemente v. Status Maritime
The Supreme Court denies disability benefits to a seafarer who concealed a pre-existing shoulder condition, clarifying the rules on medical disclosure and PEME.
Attorney-Client Privilege: When Public Disclosure Crosses the Line in Legal Ethics
In-house counsel suspended for media disclosures. The Supreme Court clarifies the limits of attorney-client privilege and confidentiality duties.
MCLE Disclosure Failures: Cruz v. Onshore Strategic Assets and Case Dismissal
A lawyer's failure to disclose MCLE compliance in pleadings can lead to dismissal of the case, as Cruz v. Onshore Strategic Assets shows.
Pre-Existing Conditions vs Non-Disclosure: Protecting Seafarers' Rights to Disability Benefits
The Supreme Court clarifies the three-day reporting rule for seafarers claiming disability benefits under the POEA-SEC.
SALN Non-Disclosure: Intent Matters in Administrative Penalties for Public Officials
The Supreme Court clarifies that mere SALN omissions do not automatically mean dishonesty—intent to deceive must be shown.
When Can the Military Publicly Disclose Disbarment Proceedings? The Roque Case
The Supreme Court clarifies when public disclosure of disbarment proceedings violates the confidentiality rule, balancing free speech with lawyer protections.
Duty of Disclosure in Insurance Contracts: Insurers Must Prove Concealment
Philippine Supreme Court clarifies that insurers bear the burden of proving concealment or misrepresentation by convincing evidence before rescinding policies.
When Can Arbitration Statements Be Withheld? The Confidentiality Rule Explained
The Supreme Court clarifies when arbitration testimony and witness statements are confidential and protected from disclosure in other proceedings.